Origami Risk Customers: A New Approach to Credit Risk Assessment
Origami risk customers are those who appear to be high-risk borrowers but, through careful analysis and understanding of their financial situation, are actually less risky than they initially seem. Like the art of origami, where a simple piece of paper can be transformed into a complex and beautiful object, origami risk customers can be seen in a new light when their financial strengths and weaknesses are properly evaluated.